Last Updated: [10/04/2025]

1. Acceptance of Terms

By accessing or using this website, submitting information, or engaging with our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, discontinue use immediately.

2. Nature of Services

We operate a referral, marketing, and information platform connecting consumers with independent third-party professionals, including legal, insurance, financial, and healthcare-related service providers.

We do not offer legal, medical, financial, or insurance advice. We are not a covered entity under HIPAA, nor a law firm, insurance carrier, or financial institution.

3. No Professional Relationship Formed

Submission of information does not create:

Attorney-client relationship

Patient-provider relationship

Insurance agent-client relationship

Financial fiduciary relationship

Such relationships form only after signing an agreement with a third-party provider.

4. User Responsibilities

You agree to provide accurate information and not misuse the website or services. Misuse includes providing false information, unauthorized access attempts, or interfering with the system.

5. Marketing Communications & TCPA Consent

By submitting your contact information, you consent to receive:

Phone calls & text messages (including automated)

Emails

Automated/prerecorded communications

This consent applies even if your number is on a federal/state Do-Not-Call registry.

Message/data rates may apply. You may opt-out at any time:

Text: STOP

Email: unsubscribe link

Phone: verbal request

Your consent constitutes express written consent under TCPA and FCC rules.

6. HIPAA Notice

We are not a HIPAA-covered entity. Any health information shared voluntarily may be forwarded to service partners solely to facilitate referral or support.

7. GDPR & CCPA Compliance

We comply with applicable consumer privacy regulations.

For California residents (CCPA):

You have the right to request:

Disclosure of collected personal data

Deletion of your data (subject to legal exception)

Opt-out of data sale/sharing

We do not sell personal information as defined by CCPA, but we may share information with service providers for referral purposes.

For EU/UK residents (GDPR):

Where applicable, you have the right to:

Access personal data

Correct inaccurate data

Request deletion (“right to be forgotten”)

Object to processing

Request data portability

Requests may be made at: privacy@[yourdomain].com

8. Third-Party Services

We are not responsible for the actions or performance of independent third-party providers. All professional services are governed by agreements directly between you and the provider.

9. Affiliate Marketing Disclosure

Some links, content, or referrals may result in compensation to us from third-party providers at no cost to you. This does not influence the professionals or services recommended.

10. No Warranty

Services are provided “as-is” and “as-available.”

We make no guarantees regarding service eligibility, approvals, or outcomes.

11. Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

Indirect or consequential damages

Losses arising from third-party service providers

Service interruptions or errors

Your exclusive remedy is to discontinue use of the site.

12. Arbitration & Class-Action Waiver

All disputes will be resolved through binding individ ual arbitration under AAA rules.

You waive any right to:

Class action or class arbitration

Jury trial

13. Governing Law

These Terms are governed by the laws of the State of [Your State].

14. Changes to Terms

We may update these Terms at any time. Continued use constitutes acceptance.

15. Contact

Email: info@omnianalitica.com

Phone: (305) 209-6709‬

Address: 950 SW 57th Ave Coral Gables FL, 33144